Sharing Blessings at INACRAFT 2024 in the form of cash prizes up to Rp. 19 million* for purchases:

• BNI Life Steady Protection +
• BLife Smart Solution Insurance
• BLife Eternal Solution Plus Insurance
• BLife Hy End Pro Insurance
• BNI Life Plan Multi Protection Plus
• BNI Life Mprotection Plus
• BNI Life Ultima Protection+
• BNI Life MProtection

*Terms and conditions apply.

Terms & Conditions:

1. Policies considered in this program are those paid and approved/issued between February 28, 2024, to March 3, 2024 (as per BNI Life's cut-off date), and have passed the cooling-off period of the program.

2. The prize is in the form of cash for customers and is credited to each winner's account.

3. Prize tax (PPh 21) is the responsibility of the winners.

4. Customers who agree to participate in this program must fill out a Statement of Participation related to the program.

5. SPAJ and the Statement of Participation must be submitted as a single document.

6. Policies considered in this program are products sold in Bancassurance, including:

   • Regular Products: BNI Life Plan Multi Protection Plus (BLPMPP), BLife Eternal Solution Plus (BSWPN), BLife Smart Solution (BSBEN), BLife Health Fund Solution (BLSDK), BLife Retirement Protection Fund Solution (BPDPB), Steady Protection (BLSD).

   • Single Products: BLife Hy End Pro (HYNP), BLife MProtection Plus (BMPR), Ultima Protection (BLUP), BLife MProtection (BMKS).

7. The target calculation for regular product premiums is only based on the basic premium and does not include Rider, Regular Top-up, Lump-sum Top-up, extra mortality/extra premium.

Program Qualifications & Prizes:

Each participant must meet the program qualification requirements as follows:

• BLPMPP Product

  Minimum Basic Premium (IDR)	Customer Prize (IDR)
  10.000.000	250.000
  20.000.000	500.000
  30.000.000	750.000
  40.000.000	1.000.000
  50.000.000	1.250.000
  100.000.000	2.500.000
  200.000.000	5.000.000
  300.000.000	7.500.000
  500.000.000	12.500.000

• BLSD Product

  Minimum Basic Premium (IDR)	Customer Prize (IDR)
  10.000.000	150.000
  20.000.000	300.000
  30.000.000	450.000
  40.000.000	600.000
  50.000.000	750.000
  100.000.000	1.500.000
  200.000.000	3.000.000
  300.000.000	4.500.000
  500.000.000	7.500.000

• HYNP, BMKS, BMPR, BLUP Product

  Minimum Basic Premium (IDR)	Customer Prize (IDR)
  750.000.000	1.500.000
  1.000.000.000	2.500.000
  2.000.000.000	7.500.000
  3.000.000.000	11.500.000
  5.000.000.000	19.000.000

• Solusi Series Product (4 Product)

  Minimum Basic Premium (IDR)	Customer Prize (IDR)
  25.000.000	250.000
  30.000.000	300.000
  40.000.000	400.000
  50.000.000	500.000
  100.000.000	1.000.000
  200.000.000	2.000.000
  300.000.000	3.000.000

• The prize in the form of cash is awarded to the customers and will be credited to the respective winners' accounts.

• The winners are responsible for paying the prize tax (PPh 21).

For more detailed information, you can visit a BNI branch in your city or explore the website www.bni-life.co.id. You can also connect directly with their Live Chat or Contact Center at 1-500-045 or email them at care@bni-life.co.id.

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