Why BNI Life Optima Cash Plan
BNI Life Optima Cash Plan is the best health insurance program that provides compensation for Insureds undergoing Inpatient, Outpatient, Surgery and Childbirth Benefits in Hospitals due to illness or accidents.
Program Advantage
Flexible benefit options
Flexible benefit options
There is no waiting period for Inpatient, Outpatient and Surgical benefits, valid starting from 50 participants.
There is no waiting period for Inpatient, Outpatient and Surgical benefits, valid starting from 50 participants.
Program Benefit
Daily compensation benefits for hospital stays due to illness and accidents
Daily compensation benefits for hospital stays due to illness and accidents
Outpatient compensation due to illness and accidents with a reimbursement mechanism. The amount of outpatient benefits that can be claimed is 80% -100% of the receipt
Outpatient compensation due to illness and accidents with a reimbursement mechanism. The amount of outpatient benefits that can be claimed is 80% -100% of the receipt
Compensation for surgical/operation costs due to illness or accident
Compensation for surgical/operation costs due to illness or accident
Financial compensation (lump sum) for normal or surgical birth (caesarean). The amount of maternity benefits that can be claimed is the same as the receipt for the birth expenses.
Financial compensation (lump sum) for normal or surgical birth (caesarean). The amount of maternity benefits that can be claimed is the same as the receipt for the birth expenses.
Membership Requirements
- Employees and spouses: 17-70 years and can be extended up to 74 years
- Children: 6 months-16 years
- Specifically for maternity benefits, entry age provisions apply: 17-55 years.
- Employees and spouses: 17-70 years and can be extended up to 74 years
- Children: 6 months-16 years
- Specifically for maternity benefits, entry age provisions apply: 17-55 years.
Minimum participants: 5 (five) people provided that at least 2 people are employees*
Minimum participants: 5 (five) people provided that at least 2 people are employees*
Participants are employees who work actively and are in good health and do not carry out dangerous activities
Participants are employees who work actively and are in good health and do not carry out dangerous activities
The Policy Holder is a Company or legal entity organization
The Policy Holder is a Company or legal entity organization
Product Info
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