Why Asuransi Mikro BNI Life Pandai+
Asuransi Mikro BNI Life Pandai+ provides protection against the risk of accidental death and offers additional insurance benefits (accident insurance type).
Program Advantage
Affordable premiums starting from Rp. 50,000 to Rp. 200,000
Affordable premiums starting from Rp. 50,000 to Rp. 200,000
Program Benefit
If the participant passes away due to an accident, and the proof of participation is still valid, BNI Life will pay compensation equal to 100% of the reimbursement value for Death due to Accident based on the benefit table according to the participant's entitlement. Subsequently, the insurance coverage will terminate.
If the participant passes away due to an accident, and the proof of participation is still valid, BNI Life will pay compensation equal to 100% of the reimbursement value for Death due to Accident based on the benefit table according to the participant's entitlement. Subsequently, the insurance coverage will terminate.
If the participant experiences total or partial permanent disability due to an accident, and the proof of participation is still valid, BNI Life will pay compensation with a maximum of 100% of the reimbursement value for total or partial permanent disability due to the accident, based on the benefit table according to the participant's entitlement. The percentage of the reimbursement value follows the provisions in the total or partial permanent disability table.
If the participant experiences total or partial permanent disability due to an accident, and the proof of participation is still valid, BNI Life will pay compensation with a maximum of 100% of the reimbursement value for total or partial permanent disability due to the accident, based on the benefit table according to the participant's entitlement. The percentage of the reimbursement value follows the provisions in the total or partial permanent disability table.
If the participant experiences an accident that leads to hospitalization, and the proof of participation is still valid, BNI Life will provide daily cash benefits to the insured in the specified amount per day (maximum 120 days per year) based on the benefit table according to the participant's entitlement.
If the participant experiences an accident that leads to hospitalization, and the proof of participation is still valid, BNI Life will provide daily cash benefits to the insured in the specified amount per day (maximum 120 days per year) based on the benefit table according to the participant's entitlement.
If the participant experiences an accident that necessitates surgery due to the accident, and the proof of participation is still valid, BNI Life will pay for the medical surgery expenses as stated in the receipt, with a maximum of 100% of the reimbursement value for surgery expenses due to the accident for one insurance period.
If the participant experiences an accident that necessitates surgery due to the accident, and the proof of participation is still valid, BNI Life will pay for the medical surgery expenses as stated in the receipt, with a maximum of 100% of the reimbursement value for surgery expenses due to the accident for one insurance period.
Membership Requirements
17 years to 69 years
17 years to 69 years
Product Info
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