BNI Life Sakinah Multipro Link is an insurance product that provides life protection and investment benefits managed with Sharia principles. The life protection and investment benefits managed with Sharia principles provide peace of mind in planning for future financial goals, ensuring that your future goals for yourself and your family can be achieved.
Protection and investment period until the Insured Participant (PYD) reaches the age of 100
Protection and investment period until the Insured Participant (PYD) reaches the age of 100
Choice of investment types according to your risk profile
Choice of investment types according to your risk profile
Competitive administrative fees
Competitive administrative fees
• Flexibility to withdraw all or part of your funds at any time
• Flexibility to determine the proportion of investment funds according to your needs
• Flexibility to add investment funds at any time
• Flexibility to withdraw all or part of your funds at any time
• Flexibility to determine the proportion of investment funds according to your needs
• Flexibility to add investment funds at any time
Various additional benefit options
Various additional benefit options
If the Insured Participant (PYD) experiences the risk of death due to an Accident and the Policy is still active, the Company will pay the Insurance Benefit and Investment Cash Value Benefit, and thereafter the Policy terminates
If the Insured Participant (PYD) experiences the risk of death due to an Accident and the Policy is still active, the Company will pay the Insurance Benefit and Investment Cash Value Benefit, and thereafter the Policy terminates
If the Insured Participant (PYD) survives until the end of the Policy and the Policy is still active, the Company will pay the Investment Cash Value Benefit, and thereafter the Policy terminates
If the Insured Participant (PYD) survives until the end of the Policy and the Policy is still active, the Company will pay the Investment Cash Value Benefit, and thereafter the Policy terminates
With the Policyholder's agreement at the beginning or during the insurance coverage, if the Insured Participant (PYD) passes away and the policy is still active, a portion of the Insurance Benefit provided can be allocated for a waqf program
With the Policyholder's agreement at the beginning or during the insurance coverage, if the Insured Participant (PYD) passes away and the policy is still active, a portion of the Insurance Benefit provided can be allocated for a waqf program
Policyholder: 18 (eighteen) years old to 70 years old
Insured Participant (PYD): 6 (six) months old to 70 years old
Policyholder: 18 (eighteen) years old to 70 years old
Insured Participant (PYD): 6 (six) months old to 70 years old
Individual
Individual
• Monthly Contribution: Rp 300,000 per month
• Quarterly Contribution: Rp 900,000 per month
• Semi-annual Contribution: Rp 1,800,000 per month
• Annual Contribution: Rp 3,600,000 per month
• Monthly Contribution: Rp 300,000 per month
• Quarterly Contribution: Rp 900,000 per month
• Semi-annual Contribution: Rp 1,800,000 per month
• Annual Contribution: Rp 3,600,000 per month
• Monthly Top-Up Contribution: Rp 100,000 per month
• Quarterly Top-Up Contribution: Rp 250,000 per month
• Semi-annual Top-Up Contribution: Rp 500,000 per month
• Annual Top-Up Contribution: Rp 1,000,000 per month
• Monthly Top-Up Contribution: Rp 100,000 per month
• Quarterly Top-Up Contribution: Rp 250,000 per month
• Semi-annual Top-Up Contribution: Rp 500,000 per month
• Annual Top-Up Contribution: Rp 1,000,000 per month
IDR 500,000
IDR 500,000
Until the Insured Participant (PYD) reaches the age of 100
Until the Insured Participant (PYD) reaches the age of 100
Minimum: Rp 100,000,000 (one hundred million Indonesian rupiah)
Maximum: max. 200 times the Annual Basic Contribution
Minimum: Rp 100,000,000 (one hundred million Indonesian rupiah)
Maximum: max. 200 times the Annual Basic Contribution
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