BNI Life Sakinah Multipro Link
Investment
BNI Life Sakinah Multipro Link

Why BNI Life Sakinah Multipro Link

BNI Life Sakinah Multipro Link is an insurance product that provides life protection and investment benefits managed with Sharia principles. The life protection and investment benefits managed with Sharia principles provide peace of mind in planning for future financial goals, ensuring that your future goals for yourself and your family can be achieved.

Program Advantage

Time Period

Protection and investment period until the Insured Participant (PYD) reaches the age of 100

Time Period

Protection and investment period until the Insured Participant (PYD) reaches the age of 100

Investment Types

Choice of investment types according to your risk profile

Investment Types

Choice of investment types according to your risk profile

Competitive

Competitive administrative fees

Competitive

Competitive administrative fees

Flexible

•   Flexibility to withdraw all or part of your funds at any time
•   Flexibility to determine the proportion of investment funds according to your needs
•   Flexibility to add investment funds at any time

Flexible

•   Flexibility to withdraw all or part of your funds at any time
•   Flexibility to determine the proportion of investment funds according to your needs
•   Flexibility to add investment funds at any time

Various Additional

Various additional benefit options

Various Additional

Various additional benefit options

Program Benefit

Death Benefits

If the Insured Participant (PYD) experiences the risk of death due to an Accident and the Policy is still active, the Company will pay the Insurance Benefit and Investment Cash Value Benefit, and thereafter the Policy terminates

Death Benefits

If the Insured Participant (PYD) experiences the risk of death due to an Accident and the Policy is still active, the Company will pay the Insurance Benefit and Investment Cash Value Benefit, and thereafter the Policy terminates

Life Benefits

If the Insured Participant (PYD) survives until the end of the Policy and the Policy is still active, the Company will pay the Investment Cash Value Benefit, and thereafter the Policy terminates

Life Benefits

If the Insured Participant (PYD) survives until the end of the Policy and the Policy is still active, the Company will pay the Investment Cash Value Benefit, and thereafter the Policy terminates

Benefits of Waqf Features

With the Policyholder's agreement at the beginning or during the insurance coverage, if the Insured Participant (PYD) passes away and the policy is still active, a portion of the Insurance Benefit provided can be allocated for a waqf program

Benefits of Waqf Features

With the Policyholder's agreement at the beginning or during the insurance coverage, if the Insured Participant (PYD) passes away and the policy is still active, a portion of the Insurance Benefit provided can be allocated for a waqf program

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Membership Requirements

Entry Age

Policyholder: 18 (eighteen) years old to 70 years old
Insured Participant (PYD): 6 (six) months old to 70 years old

Entry Age

Policyholder: 18 (eighteen) years old to 70 years old
Insured Participant (PYD): 6 (six) months old to 70 years old

Insured Participants

Individual

Insured Participants

Individual

Minimum Periodic Contribution

•   Monthly Contribution: Rp 300,000 per month
•   Quarterly Contribution: Rp 900,000 per month
•   Semi-annual Contribution: Rp 1,800,000 per month
•   Annual Contribution: Rp 3,600,000 per month

Minimum Periodic Contribution

•   Monthly Contribution: Rp 300,000 per month
•   Quarterly Contribution: Rp 900,000 per month
•   Semi-annual Contribution: Rp 1,800,000 per month
•   Annual Contribution: Rp 3,600,000 per month

Minimum Contribution Top UP Periodic

•   Monthly Top-Up Contribution: Rp 100,000 per month
•   Quarterly Top-Up Contribution: Rp 250,000 per month
•   Semi-annual Top-Up Contribution: Rp 500,000 per month
•   Annual Top-Up Contribution: Rp 1,000,000 per month

Minimum Contribution Top UP Periodic

•   Monthly Top-Up Contribution: Rp 100,000 per month
•   Quarterly Top-Up Contribution: Rp 250,000 per month
•   Semi-annual Top-Up Contribution: Rp 500,000 per month
•   Annual Top-Up Contribution: Rp 1,000,000 per month

Minimum Contribution Top UP Simultaneously

IDR 500,000

Minimum Contribution Top UP Simultaneously

IDR 500,000

Insurance Period

Until the Insured Participant (PYD) reaches the age of 100

Insurance Period

Until the Insured Participant (PYD) reaches the age of 100

Insurance Compensation

Minimum: Rp 100,000,000 (one hundred million Indonesian rupiah)
Maximum: max. 200 times the Annual Basic Contribution

Insurance Compensation

Minimum: Rp 100,000,000 (one hundred million Indonesian rupiah)
Maximum: max. 200 times the Annual Basic Contribution

Product Info


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