Why BNI Life Sakinah Investa Link
BNI Life Sakinah Investa Link provides life protection and financial planning for you and your family. In terms of management, BNI Life Sakinah Investa Link is handled professionally and transparently under Sharia principles.
With just one contribution payment, BNI Life Sakinah Investa Link can plan your finances for various desired needs such as retirement planning, education, and Hajj and Umrah.
Program Advantage
Protection and investment period until the Insured Participant (PYD) reaches the age of 100
Protection and investment period until the Insured Participant (PYD) reaches the age of 100
Choice of investment types based on your risk profile
Choice of investment types based on your risk profile
Competitive administrative fees
Competitive administrative fees
- Flexibility to withdraw all or part of your funds at any time
- Flexibility to determine the proportion of investment funds according to your needs
- Flexibility to add investment funds at any time
- Flexibility to withdraw all or part of your funds at any time
- Flexibility to determine the proportion of investment funds according to your needs
- Flexibility to add investment funds at any time
Program Benefit
If the Insured Participant (PYD) experiences the risk of death due to an accident and the policy is still in effect, the Company will pay the Insurance Benefit and Investment Cash Value Benefit, and subsequently, the policy will terminate.
If the Insured Participant (PYD) experiences the risk of death due to an accident and the policy is still in effect, the Company will pay the Insurance Benefit and Investment Cash Value Benefit, and subsequently, the policy will terminate.
If the Insured Participant (PYD) is alive at the end of the policy and the policy is still in effect, the Company will pay the Investment Cash Value Benefit, and subsequently the policy will terminate.
If the Insured Participant (PYD) is alive at the end of the policy and the policy is still in effect, the Company will pay the Investment Cash Value Benefit, and subsequently the policy will terminate.
With the policyholder's consent at the beginning or during the insurance coverage, if the Insured Participant (PYD) passes away and the policy is still in effect, a portion of the insurance benefit provided can be allocated to a waqf program.
With the policyholder's consent at the beginning or during the insurance coverage, if the Insured Participant (PYD) passes away and the policy is still in effect, a portion of the insurance benefit provided can be allocated to a waqf program.
Membership Requirements
Policyholder: 18 (eighteen) years old to 70 years old
Insured Participant (PYD): 6 (six) months old to 70 years old
Policyholder: 18 (eighteen) years old to 70 years old
Insured Participant (PYD): 6 (six) months old to 70 years old
Individual
Individual
Lump Sum
Lump Sum Basic Contribution: Minimum of Rp 25,000,000
Lump Sum Top-Up Contribution *): Minimum of Rp 500,000
Lump Sum
Lump Sum Basic Contribution: Minimum of Rp 25,000,000
Lump Sum Top-Up Contribution *): Minimum of Rp 500,000
Until the Insured Participant (PYD) reaches the age of 100
Until the Insured Participant (PYD) reaches the age of 100
Minimum 125% and maximum 300% of the Lump Sum Basic Contribution or up to Rp 100,000,000 (one hundred million) Indonesian Rupiah (whichever is greater)
Minimum 125% and maximum 300% of the Lump Sum Basic Contribution or up to Rp 100,000,000 (one hundred million) Indonesian Rupiah (whichever is greater)
Product Info
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