Humans are not always healthy, they may even be sick tomorrow or the next day. If you are sick you have to incur huge costs, while you can no longer be productive because you are sick. Therefore, it is important to have a health insurance policy.
The purpose of having a health insurance policy is to provide cost relief if at any time you get sick and have to have surgery. At least we don't have financial difficulties when we are no longer productive.
However, this convenience is only limited to certain diseases. There are 5 diseases that dominate insurance companies, based on data from one insurance company. This is proof that you are a health insurance customer.
A Glance at Health Insurance and its Benefits that You Should Know
Unstable weather conditions make the body weak. So it is vulnerable to viruses and disease. Especially when you are old, you can get chronic diseases. So that makes us no longer productive.
If we no longer have income, then where do we get medical expenses? This must be understood and considered well in advance, especially when we are still productive.
The solution is to have a policy Health Insurance. So that we can still get treatment even though we no longer have income. Apart from that, there are also several other benefits if you have a health insurance policy, namely:
- Minimizing Economic Problems
Not a few people who suffer from serious illnesses have to undergo intensive examinations. So it requires special funds. Many people even sell their assets for treatment.
However, this problem can be avoided if you have a health insurance policy. Because certain diseases can be covered by health insurance. So you can do a series of doctor's examinations without having to think about the costs. - Form of Family Love and Protection
Having a health insurance policy is useful to prove your love for your family. Words of affection are not only on the lips but also as proof.
Thus, real proof of love for the family can be realized by providing a health insurance policy. So that you can protect your family with love. - Minimizing Stress Levels
Of course, everyone wants to be healthy, because living with illness is uncomfortable. It can even cause stress because you have to spend money every month. Not to mention laboratory tests and other examinations.
However, the risk of stress can be minimized if you become a health insurance customer. So there is no need to incur any more costs. You only pay the premium every month.
This Type of Disease Dominates Health Insurance Companies
Extreme weather changes cause many viruses to mutate. So many people get sick. Quoted by OJK, claims increased by 24%. Even on the same page, there are several diseases that dominate health insurance.
This proves that health insurance really helps everyone when they are sick and require large expenses. However, not all types of illnesses can be covered by insurance companies.
It is important to know the types of diseases covered by insurance, so you can consider many factors before deciding to buy the insurance policy. The following are some of the diseases that dominate health insurance the most:
- Cancer
This disease is classified as a critical disease because cancer is the number 2 killer in the world. In fact, there is no drug that can precisely target these cancer cells.
Apart from that, the cost of cancer treatment is quite expensive. So sufferers must have a lot of money for treatment and therapy. - Heart disease
For you and your family who have heart disease, you should take out health insurance. Because this disease is also a chronic disease that requires a lot of money.
In fact, according to OJK records, this disease dominates health insurance. This is proof that health insurance plays a big role in treating this disease.
Based on the explanation above, we can benefit from the information presented. Moreover, it is important to have health insurance so that it can be treated without large costs.
This information also provides insight for those who are still unfamiliar with insurance policies. Moreover, several types of health insurance set large premiums that must be paid by customers. So many people don't have an insurance policy.
Even though having an insurance policy is very important. Moreover, there are various benefits that you can get when the situation is at its worst.
Difficulty in having funds for treatment often occurs in those who do not manage their finances well. So you have to understand the importance of having a health insurance policy from an early age.
