As a parent, you always hope for the best education for your child, from kindergarten to higher education. One of the many types of insurance that is currently being used by many people is sharia education insurance. However, what is meant by sharia education insurance and what makes it different from ordinary education insurance?

Understanding Sharia Education Insurance?

In short, sharia education insurance is insurance that guarantees protection for children as the guaranteed party as well as the heir who holds the policy. As the name suggests, this system adopts sharia law which is in accordance with Islamic teachings.

The striking difference between sharia education insurance and ordinary education insurance lies in the contract side, ownership of funds, and the party who supervises it. However, in fact both of these insurances have the same goal, namely to help children fulfill their education in the future.

Benefits of Sharia Education Insurance

There are so many advantages and benefits that can be obtained by registering for sharia education insurance. The following is a brief explanation of the benefits of this insurance for your consideration:

1. Protecting Family Finances
   
   The first benefit that can be seen is that this insurance will help the family's financial condition to remain stable and not decline. One of the problems that parents often experience in providing for their children's education is that education costs are too high, making it difficult for them.
   
   However, by using sharia education insurance, your family's finances will always be protected from these risks. Because, this insurance will protect and protect your finances so that children can complete their education properly.
   
   
2. Including Halal Insurance
   
   Second, this insurance is halal insurance so that parents who adhere to Islamic religious principles do not need to worry when using it. All transactions and activities in this insurance have been adjusted based on sharia principles, so they will only involve instruments that follow Islamic law.
   
   This is proven by the MUI Fatwa which states that sharia insurance is halal. In regulation no. 21/DSN-MUI/X/2011, they explain sharia insurance guidelines so that Muslim people can feel calm when using it.
   
   
3. Life insurance
   
   Another benefit that sometimes escapes public attention is that sharia education insurance can also act as life insurance for children. If an unexpected event occurs, such as the policy holder dying suddenly, the heirs will receive the insurance money.
   
   Of course, this will make more and more people start using education insurance, because insurance applicants will get double the benefits. Not only that, but this insurance also has premiums that are cheaper than registering life insurance and education insurance separately.
   
   
4. Protecting Children's Education
   
   As previously explained, education insurance will always cover all expenses that must be prepared to support the child's educational needs. The insurance company will help ensure that children's education costs can be met until they reach a high level of education.
   
   Apart from that, when your little one starts to enter school, you will not feel confused about preparing for high costs. All costs for purchasing books, uniforms, stationery and other educational needs will be met properly if you use sharia education insurance.
   
   
5. Protected from the Impact of Economic Fluctuations
   Economic developments in the world and Indonesia are so fluctuating that they will result in a decline in the value of the currency. When inflation occurs, the resulting negative impact is of course very large, especially in terms of higher education costs, so serious preparation is needed to deal with this.
   
   As a parent, you certainly have active work time that is not permanent, and sometimes there are still children who are studying even though their parents have retired. To deal with emergency situations like that, it is important to take advantage of education insurance so that parents don't have to work too hard when they enter retirement.
   
   
6. Eliminates Parental Anxiety
   
   Every time you move up a level and enter a new semester, it is likely that children's education costs will continue to rise because needs are also getting higher. If parents do not immediately prepare the right costs, this can trigger anxiety and panic because there is no money that can be used to meet these needs.
   
   When protected by sharia education insurance, you don't need to worry anymore because these costs will be protected by insurance. Not only does it relieve parents' anxiety, but their little ones can also study more relaxedly and don't need to feel guilty about their parents' financial condition.

The definition of sharia education insurance is insurance that will prepare children for a brighter future. The following are some of the benefits you can experience when using this insurance:

1. Makes parents and children calmer
2. Avoid inflation
3. Children's education is always guaranteed
4. Including life insurance
5. Protect family finances

That is some brief information regarding sharia education insurance which is very useful to help you. As a parent, seeing your child achieve his or her dreams correctly is certainly a dream that is always awaited, therefore the presence of sharia education insurance is the answer to help make that dream come true.